help with financial worksheet Hi .I started the loan mod process yesterday with Homeq, and thanks to those contacts you list I recieved a call about 2 hrs after emailing the ceo,s my hardship letter.I also just want to let anyone who,s dealing with Homeq when I called loss mit the women I spoke to was not willing to help she told me all the info I was hearing about loan mods did,nt apply to me and that Homeq was,nt doing them unless I recieved a letter.I asked her to transfer me to a seinor anyalist I was dealing with for a different matter.He had already recieved my hardship letter and told me no problem with a loan mod he would fax me the doc,s in 10 minutes and he did.So when you call ,be persistant, know what your talking about and if your not getting anywhere ,hang up (nicely) and call back you,ll get someone new.Well after all that rambling my ? is with the financial sheet I don,t want to screw it up my forbearance pymnt is 7,000 which each month I,m just scambling each month to pay I basically do not pay anything else (utilitys,cc debt barely food) so there,s definately no surplus,but my real pymnt is 5000 and I will barely have a surplus with that but won,t they say if your paying the 7000 you,ll have 2000 left over when you go back to your reg pymnt>I just don,t know how to fill the financial statement out right. i know you reccomend using neighborhood net but I visited the site and see don,t how they help with financial sheet. |