Litton Loan starting modification

[Mike]

I made my initial call today, the lady I spoke with was actually quite pleasant. She ran through a series of questions; she wanted to know my NET income, as well as my wife's. Then she went through an expense checklist. She put me on hold while she said she had to calculate the ratio...she came back with a list of items to fax. I'm hoping this means I passed their initial evaluation....I was asked to fax in our last month's paystubs, 3 month's of bank statements, and my hardship letter...wish me luck. FYI- The fax number is 713.314.4726, attn Loss Mitigation. She also stated it could take up to 90 days