any budy know this pepole??? need your help

[Joel Fraser]

hello to all.. i have been reading on this site..moe you have the best site ever..your site helping pepole like us.. does any budy know any thing abute: first mangnus financial corporation? or aapex mortgage corporation or apex mortgage in brandon fl ? they did my mortgage adjustable rate at 1.500% that was shuld be fix for 360 month at $2109.55 ...and then first magnus sale my loan to countrywide and now i pay $2000.00 extra i got a latter on may 25 /2006 that say that countrywide will service my home loan start date 07/01/2006... my quastion is why they have change my payments? since then i am only try to to make it up the payment, my wife lost her job and i am the only one that bring money home...but its hard to get by and to make the payments...we have now very hard times to make it.. i am open for any help on this great site... thank you all