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Behind with Citi Mortgage

This is a topic titled Behind with Citi Mortgage made in the Home Mortgage section, belongs to our Mortgage Chat category; I have a loan with Citi Mortgage. I'm going on three months delinquent. I have an appointment with a HUD approved counseling agency. My loan is an ARM that ...








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Old September 21st, 2008, 10:33 PM   #1
Joel Fraser
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Registered: May 2008
Posts: 907
Default Behind with Citi Mortgage

I have a loan with Citi Mortgage. I'm going on three months delinquent. I have an appointment with a HUD approved counseling agency. My loan is an ARM that will adjust next year. The rest of my credit went into the tank due to taking in family members to support them. I have a stable job with a good raise coming next spring. My interest rate is almost 10% right now. Any suggestions for me before I see the counselor? My mortgage is at about 34% of my gross income and I have 90% equity. Any thoughts?
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Old September 22nd, 2008, 05:51 AM   #2
kevin
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Registered: Sep 2008
Posts: 6
Default Re: Behind with Citi Mortgage

Actually..
I think choosing a good refinancer is very important in order to get full benefits.
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