CW Modification Game to SUCCESS!!

[Mike]

Hello to everyone!! I am a newbie to being a homeowner and I am praying and hoping for my negotiator to come through!! I have been reading this forum for about a month and didn't have the time to actually register and put in my experience so far. Like many of you, were all in this waiting game and we all have different situations. My situation is the following: I got into my first home loan (not the best one). 2-years IO adjustable rate. It has gone up 600+. Mind you, this is my first home loan. I'm pretty much tight with expenses right now and have not lost hope. I called CW on 2-18 and I was asked questions regarding income etc. I was told to write a hardship letter and fax it in, along with my bank statements. On the 20th I did just that. I called again and they said that as of the 21st, I was already assigned to a negotiator. Since then, I have continued calling twice a week, just to keep myself up to date on what's going on. 1st call: They have received your hardship letter 2nd call: You have been assigned a negotiator 3rd call: The negotiator is conducting an analysis 4th call: he's waiting on the lender 5th call: he's waiting for your home tax info. 6th call: same as above 7th call: I asked the rep. to email him my phone number and to have him call. That's about it.. I'm still waiting for a call. The 7th call was done this afternoon. I'm thinking of writing a letter maybe? or an e-mai? I know his name and I'm wondering if his e-mail would be: name_name@countrywide.com I could try that? and if not then I will fax it to his attention. Let's hope! I'm praying that my modification goes through smoothly. Good Luck to everyone!! I know were all in this waiting game together! but I get desperate and just keep calling LOL All the best! JackieMiami:o