Divorce Mess - House awarded to wife, loan on my name

[Joel Fraser]

Dear anyone, I am perhaps one of the strangest cases here -or at least so I think. During our marriage, my ex-wife and I had bought two houses and at divorce time we spit it down the middle. By divorce decree, that she now wields like some sort of prize, she was awarded the home that is now under a very real possibility of foreclosing. This home, mind you, is under my name as well as the loan... yeah... exactly...Our decree stated that she needed to refi the home under her name in June 2006 and she did not. I, in my very finite wisdom, let that go since she was making the payments and seemed she was not going to have any problems. She even bought other properties and moved out of the house.Unfortunately, she lost her job and now cannot make payments on the house. I cannot refinance as I don't live there and I am at a loss as to what to do. If I choose to take her to court it will take me months before I can even get there -nevermind the $5000 retainers that lawyers ask. If I try to sel she does not want to. If I try to rent she makes up a story. On top of that I am 1000 miles away now...So I don't know what to do. I have been making the payments for 6 months and now all my savings are gone, my ex is unwilling to help and is essentially blackmailing me with that piece of paper...hit twice by the same person.... The home is already two months late and Ocwen customer service is so useless I am not sure what to do. By the way, Ocwen service is plain terrible. They patch you call to India and it is virtually impossible to speak with a person responsible for anything. They all want to send the' 'packet' and do not allow themselves to understand. It is very difficult to explain this situation to a person that truly does not empathize at all. Is there anything anybody can say to help? Cheers,