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Fraud and deciet

This is a topic titled Fraud and deciet made in the Home Mortgage section, belongs to our Mortgage Chat category; In 1995 I was able to start my own business detailing cars, painting and pressure washing houses. I was doing better than I ever had in my life and thought ...








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Old July 14th, 2008, 11:39 AM   #1
Joel Fraser
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Registered: May 2008
Posts: 907
Default Fraud and deciet

In 1995 I was able to start my own business detailing cars, painting and pressure washing houses. I was doing better than I ever had in my life and thought I would never have to go back to the way my life was before. That was until around 9/11 and things started to get rough. I tried to hold on; I cut every corner I could. I tried to make every penny go as far as I could but eventually my credit was ruined and I was out of money and had to try to save what little possessions I had managed to acquire in the years of good times I’d had. I moved what little I could save onto an undeveloped piece of land 50 miles outside of Atlanta Around 2005 and me and my girlfriend moved into a camper on the land I had been making payments on. There was no running water or electricity but it was home. We’ve have managed to make the payments for several years now using the paychecks from her low paying waffle house job, me selling off some of my possessions, and by cutting a lot of corners over the years. We’ve made do and I kept telling myself things could be worse and we should be thankful. Things will get better eventually, I told myself. I haven’t been able to get regular employment around here though I continue to try. This is a very rural area and we haven’t been able to drive much because of low funds and High gasoline prices. If someone has some legitimate work please let me know about it.I have experience fixing building computers, Painting, Carpet installation. Making ceramics, pressure washing, auto detailing and am willing to learn new trades. We’ve had to do without running water but I managed to get electricity hooked up out here after the first year. Now after coming close to paying off the land the developers and their new association are trying to dispossess us of the property saying we are violating restrictive covenants by living in a camper. They want to take back the property, Make us move off of it and keep over $20,000 plus interest we've paid them since 2001.We also have animals that will probably be taken by the local animal control authority and killed if they mange to win somehow. We have been fighting them in court without an attorney since we cant afford one, and may still win but, now we are falling behind on our bills and to top it all off our only running vehicle has broken down. Even though I have managed to keep it running for the last several years I don’t think I can fix it again. We are in desperate need of help. We need a mobile home on the land, need to drill a well and need a dependable vehicle or to repair ours. WE NEED HELP FAST BEFORE IT’S TOO LATE. Any help you can give would be appreciated. We are real people in need of help. Can somebody please help us? I can fix and build computers, paint and pressure wash houses, Detail cars, Lay carpet, make ceramics, and am willing to learn other trades. any advice or help anyone can give us will be greatly appreciat Thank you, Billy Burger
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