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Help with pending foreclosure in WA

This is a topic titled Help with pending foreclosure in WA made in the Home Mortgage section, belongs to our Mortgage Chat category; Thank goodness I found this site. I have been trying to find info on WA forclosure laws and how you go about contesting/delaying in court but for WA all ...








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Old September 4th, 2008, 01:27 PM   #1
Joel Fraser
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Registered: May 2008
Posts: 907
Default Help with pending foreclosure in WA

Thank goodness I found this site. I have been trying to find info on WA forclosure laws and how you go about contesting/delaying in court but for WA all I can find is how the process works for the lender. I hope someone can tell me if the following will be enouth to do this. The home is my parents but according to the NOTS anyone can bring a lawsuit to restrain the sale. The trustee has made the following errors in their paperwork and on the notices in the paper so I need to find out if this would be a valid reason for a judge to stop the sale. 1. They say that there have been no payments from Feb 2008 on but the truth is that while the loan was behind it was paid through April. (Default notice was sent out in June). 2. 2007 taxes were not paid and the trustee has them listed as 1,576.41 but I called and the real back taxes owing are 1,078.21 As I understand it when this goes to auction the starting price is what is owing on the loan plus the foreclosure costs so isn't this them asking for more then is really owing on the property? I also read that the trustee figures part of it's fees/costs on the total delinquency so would not that also be inflated? And is this something that a judge would rule that they have to start the process over? I want to buy the property but to pre-qualify for what I need my loan officer says I need to take care of two old accounts, a old cable and phone bill. I can do this if I had another couple of months but the auction is set for Sept 19th and Greentree says no way they are waiting. If this is a valid reason to bring suit to stop the sale can anyone tell me how to file it and which court I go through? Any help, ideas, prayers? ;)
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