Intro before my IndyMac Journey

[Joel Fraser]

Hello everybody - first post here.. My story is simple - we refied a couple of years ago into a Neg Am IndyMac loan, location is SoCal. I called Indy yesterday since the loan has reset - they said modififcation is not available on Neg Am loans!(?) Anyhow and strangeley, I am also very familiar with REO's, some of the BK process, evictions and lockouts, and currently work for various attorneys, title companies and lenders pursuing claims involving mortgage fraud, mortgage rescue schemes and collections in general. So in addition to learning from this site, I'll also be able to offer a fair amount of input to help others too. :) Yes, I know SEARCH SEARCH and SEARCH the topics already posted includig stickies. A quick answer to the NegAm mofidifcation (do they or don't they) would also be appreciated. Until then - glad I found ya'll :) -- Fly