Litton/ Foreclosure imminent

[Joel Fraser]

I have been struggling to survive for several years now.To make a long and complicated story shorter--I have more mortgage than I can ever pay.I had been to see an attorney for last-minute bankruptcy-- she would not work with me as far as her fee--so now that's out the window. (today this happened)I have a friend who is a local attorney-- can anyone tell me how to write up a "skeletal petition" in order to file it myself-- in the State of Rhode Island ?If I do 90% of the work-- he might file it for me.The reason for the desperation is that the sale is tomorrow10/14 at 10:00 AM-- hey-- I know there's not much chance... but I still won't give up !I don't even want the house-- but had a close friend try to help me financially (almost $30,000)so I don't want him to lose out-- I *will pay him *myself --later on -- but I *might qualify for a loan modification-- if I can just hang on for a short while.*This would allow me to sell the house-- and pay him back that way-- the mortgage is too large --right now... local prices have "tanked" so nobody's looking at it.I will be here all night if necessary-- so post-- or even email me.