Litton Loan - Chapter 13 - NACA

[Joel Fraser]

I have a situation where I filed Chapter 13 bankruptcy in May 2008 and of course when you file you have to be on time with your mortgage payments. I found out about the NACA event in DC about a week before the event and was lucky enough to attend on Saturday, July 19th. :) I live in Richmond, Virginia so the trip was pretty convenient. I need some advice on what to do now that I have not made my July payment and of course August is now here. :confused: What do I do since NACA has not responded? When I check the NACA website, the status simply says "Servicer/Investor Evaluation". I know they are diligently working on my case but what other steps can I do in the meantime? Do I need to start getting a hardship letter ready and fax it over to the numerous fax numbers or send it to the various email addresses listed? I have a first and second mortgage with Litton Loans. By the way, to all of my zinomortgage friends, I am going to fight until the end for my home! I cannot imagine all the blood, sweat and tears I went through just to get this and for someone just to say "Oops, sorry, we have to take your home!" Sorry, Litton, ain't gonna happen........