Loan Modification Companies - How can I tell the Scammers from the Real Companies

[Joel Fraser]

There are ton of Loan Modification companies out there and I need some help I don't want to spend $2500-3500 on some company that is just out to scam me.What are your thoughts on the following:*Loan Modification companies that review loan docs* in an attempt to find Loan Violations which can then be used as leverage in negotiating a modification.*Loan Modification companies that utilize attorney's* to negotiate on your behalf. Is this really more effective because it certainly cost more.*Loan Modification companies that have attorney's file lawsuits* to stall foreclosures. These companies have you pay them directly every month instead of the lenders. Legal preceedings could take up to 2 years to resolveWe are in a terrible position and these scammers tell us what we want to hear when we are most vulnerable . Please help me make the right decision.