refinance

[Joel Fraser]

I have been trying to get someone to refinance our current loan, which will be adjusting on July 1st. My husband is currently deployed to Iraq and will be there until 2009. When our credit is pulled people cannot understand why his score is low. We have not been late on any of our account for over three years. Never had a forclosure or anything of that sort. But for some reason we keep getting turned down for a refinance. My huband who is serving our country cannot even get help. All we want is a fixed loan instead of ARM. What can we do. We are trying to avoid a forclosure. Can't companies see that his job is secure, we are never late, and we are trying to pay off our debt by refinancing our mortgage. I don't understand why we cannot get help from our own government. Please help or give me an answer.