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How long before I can get a mortgage

This is a topic titled How long before I can get a mortgage made in the Mortgage Talk section, belongs to our Mortgage Chat category; Over the past year I was always paying my mortgage 30 days late. I just got everything up to date. I was never late on my 2 auto loans and ...








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Old June 27th, 2008, 04:54 AM   #1
Mike
Senior Member
 
Registered: Apr 2008
Posts: 1,497
Default How long before I can get a mortgage

Over the past year I was always paying my mortgage 30 days late. I just got everything up to date. I was never late on my 2 auto loans and my other house I only had 2 30day lates. I wanted to see what my chances are of getting a loan to purchase a house, I would be selling my home I live in and moving into it. The house I am interested in getting in the future is appraised at about $225,000 and the purchase price is $160,000. I was late due to a work injury and after it happened I was always 1 month behind. My credit scores are about 580 and I have a few things that shouldnt have been on there at all.Thanks,
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