Mortgage Forum
Husband & Wife - 1 Good Credit Score / 1 Bad Credit Score
This is a topic titled Husband & Wife - 1 Good Credit Score / 1 Bad Credit Score made in the Mortgage Talk section, belongs to our Mortgage Chat category; I have a decent credit score (between 700-740), but my husband has a poor credit score of approx. 540. He has one current charge off that he will be ...
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July 22nd, 2008, 05:31 AM
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| Senior Member Registered: Apr 2008
Posts: 1,497
|  Husband & Wife - 1 Good Credit Score / 1 Bad Credit Score I have a decent credit score (between 700-740), but my husband has a poor credit score of approx. 540. He has one current charge off that he will be paying off ASAP and an old judgment for tuition that was paid off last year. He doesn't have much of an actual credit history though because he pays mainly with cash. There are no other debts (no car payments, no credit card debts, etc). What are the chances of securing a mortgage? And if possible, how will they factor the interest rate based on our 2 credit scores? Any advice help would be appreciated! Thanks! |
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