Needed guidance in respect of loans

[Mike]

I've got great credit, but every lender I talk to tells me that I don't have enough income to qualify for a loan. I've asked about andquot;stated incomeandquot; loans, but they tell me investor stated income loans are so expensive it doesn't make sense to use them. There have always been no money down andquot;gurusandquot; out there that claim they can do no credit, no down deals. Does anyone know if this is really possible and are there any good andquot;freeandquot; resources for this information?